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Insurance in the US
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lcarfizz



Fri Jun 06, 2008 4:23 pm   Insurance in the US  

I used Progressive Insurance here in Georgia and it costs me $85 per year. I never had a problem getting them to write a policy for both my old 150cc and now my 250cc.

I'm not sure if they insure in other countries.
 
Scootin



Fri Jun 06, 2008 6:55 pm    

Really

I tried to get Progressive to insure my scooter in Michigan. They would not do it. said they didn't do scooters.

Ended up going with Allstate
 
lcarfizz



Fri Jun 06, 2008 7:06 pm   Progressive  

I didn't use the word "scooter" I used the word "Motorcycle", I think that may be the problem. Insurance companies, IMO, suck and are full of beauracratic nonesense. Use the right word, and get what you want :roll:
 
Scootin



Fri Jun 06, 2008 7:13 pm    

Good point! That probably was the difference :roll:

Do you have PLPD or full coverage?

I paid $287 for 1 year for full coverage.
 
Yellow Scooter



Fri Jun 06, 2008 10:01 pm    

They hear scooter and they automaticly think of pocketbike type toys. :?
The ones I talked to would only write a liability, comp, and uninsured policy. Their excuse was the deductable would be more than a new scooter.
Wasn't a bad quote though.. $55/yr
 
larry8



Sat Jun 07, 2008 1:14 am    

Scootin wrote: Good point! That probably was the difference :roll:

Do you have PLPD or full coverage?

I paid $287 for 1 year for full coverage.

Wow they seen you comming. My last insurer wanted $230 for full (max) coverage (1 year) for both my scoots at the time. Was Progressive.
Then I sold the 125 Chinese scoot and the price went up to $288 just for the MP3. I cancelled and went to United Marine Underwriters (on the net) and they hooked me up to American Modern Select Ins. Co. for $153 - full coverage and max liability too.
 
JumpSteady555



Sat Jun 07, 2008 7:22 am    

State Farm $65 for 6 months for liability. I could have got Full coverage for $104 for 6 months.
 
domc



Sat Jun 07, 2008 10:52 am    

Progressive for $75 a year just for liability. I'm older 4 cars and a house so that may be helpful in my price. Also I took the motorcycle class which helps too.

They told me they could just do liability on these things which also includes underinsured too. At first I gave them the vin # and they said they could not find it in there records or something. That's why I could only get liability which is fine because these bikes are not worth anything anyway. Can't imagine making a claim on a plastic fender for $100 bucks. <grin>
 
Scootin



Sat Jun 07, 2008 2:22 pm    

larry8 wrote:
Wow they seen you coming.

Well part of is I have 2 points on my license.

I will try some of those companies you guys mentioned & see if I cant get the price down.
 
JumpSteady555



Sat Jun 07, 2008 4:31 pm    

It's like airline tickets, everyone pays a different price.
 
Scootin



Sat Jun 07, 2008 5:28 pm    

It also varies state by state.
 
larry8



Sat Jun 07, 2008 7:25 pm    

Scootin wrote: It also varies state by state.

I would think since you live in a small city the price would be a lot less than say Detroit.

I'm stuck with Cleveland prices.
 
Scootin



Sat Jun 07, 2008 10:10 pm    

Michigan is also a "no-fault" state with a mandatory insurance law


If we HAVE to have it, they can charge more for it. :roll:
 
Yellow Scooter



Sun Jun 08, 2008 5:06 pm    

I'm curious as to what it's gonna run me to insure that Aprilia SportCity 250cc?
I'll have to go legit with this scoot. I can't float by, and say it's a 50cc liquorcycle, like you can on the small 150s around here ;P
 
timmson85



Mon Jun 09, 2008 4:15 am    

I live in NY state and I go through geico, they told me for my 2 50cc scoots that it was going to be $212.00 a year for full coverage! I cant complain I'm a young male so insurance is always a little more for me!
 
 
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